--- title: How to Show Payment Methods by Country in WooCommerce description: Require or exclude countries per payment gateway and choose whether the country comes from geolocation, billing or shipping address. url: "https://wpfactory.com/docs/conditional-payments-by-country/" updated: "2026-09-27" category: How to --- # How to Show Payment Methods by Country in WooCommerce To show payment methods by country in WooCommerce, use [Conditional Payment Methods for WooCommerce](https://wpfactory.com/item/conditional-payment-gateways-for-woocommerce/): go to **WPFactory > Conditional Payment Gateways > Country**, enable **Require Country** or **Exclude Country**, pick countries for each gateway, choose how the country is detected and save. Use **Require Country** to offer a gateway only in certain countries (for example, bank transfer for domestic customers only) and **Exclude Country** to hide it in specific countries (for example, no Cash on delivery for international orders). ## Before you start - Conditional Payment Methods installed and active. - Free version: country rules work for Direct bank transfer, Check payments, Cash on delivery and PayPal Standard. Other gateways need Pro. - If you plan to detect the country by IP, WooCommerce geolocation must be working (MaxMind Geolocation set up at **WooCommerce > Settings > Integration**). ## Restrict payment methods by country 1. Go to **WPFactory > Conditional Payment Gateways** (also reachable at **WooCommerce > Settings > Conditional Payment Gateways**) and open the **Country** section. 2. In the **Require Country** block, tick **Enable/disable: Enable section** and select the allowed countries next to each gateway. Use **Select all** or **Deselect all** to speed things up. 3. In the **Exclude Country** block, tick **Enable section** and select the countries where each gateway should be hidden. 4. Scroll to **Country Detection** and choose **Country detection**: **Country by IP (geolocation)**, **Billing country** or **Shipping country**. 5. Optionally edit the **Additional notice**. The default reads `"%gateway_title%" is not available for your country.` 6. Click **Save changes**. ![Country section with Require Country enabled, countries selected for Cash on delivery, and the Country Detection dropdow](https://wpfactory.com/wp-content/uploads/conditional-payments-by-country-1.png) ## Which country detection to choose | Option | Uses | Best for | | --- | --- | --- | | Country by IP (geolocation) (default) | The visitor's IP address, looked up by WooCommerce geolocation. | Rules about where the shopper is, regardless of the address they type. | | Billing country | The billing country on the checkout form. | Payment rules tied to the card or account holder's address. | | Shipping country | The shipping country on the checkout form. | Rules tied to the delivery destination, such as Cash on delivery. | The default is **Country by IP**. If most of your rules are about the address the customer enters, switch to **Billing country** or **Shipping country**, so the gateways update when the customer changes the country field. ## Need states, cities or postcodes, or per-product rules? This condition works at country level only. To restrict gateways by state, city or postcode, use [Conditional Payment Methods by Location for WooCommerce](https://wpfactory.com/item/payment-gateways-by-customer-location-for-woocommerce/), see [restrict payment methods by state](https://wpfactory.com/docs/payments-by-location-state/) and [restrict payment methods by postcode](https://wpfactory.com/docs/payments-by-location-postcode/). To assign allowed gateways on each product's edit page instead of from one settings screen, [Payment Methods by Product & Country for WooCommerce](https://wpfactory.com/item/payment-gateways-per-product-for-woocommerce/) is the better fit, see [assign payment gateways to individual products](https://wpfactory.com/docs/assigning-gateways-products/). ## FAQ ### What happens if the country cannot be detected? If geolocation returns no country (or the customer has not entered one yet), there is nothing to match. A **Require Country** rule then hides the gateway, and an **Exclude Country** rule leaves it visible. ### Can I use Require and Exclude together? Yes. Both are checked, and the gateway must pass both. In practice, one of them per gateway is usually enough. ### Does the country rule update when the customer changes their address? With **Billing country** or **Shipping country**, yes: the rule is checked each time WooCommerce refreshes the payment methods after an address change. With **Country by IP**, the address fields do not affect the result. ### Can I test country rules without a VPN? Set **Country detection** to **Billing country** while testing and change the billing country at checkout. Turn on **General > Debug** to log each check to **WooCommerce > Status > Logs**. ### Get more control Country rules are free for the four built-in WooCommerce gateways. [Conditional Payment Methods for WooCommerce](https://wpfactory.com/item/conditional-payment-gateways-for-woocommerce/) Pro applies them to any payment gateway. [See what Pro unlocks](https://wpfactory.com/item/conditional-payment-gateways-for-woocommerce/). Need a hand? Our team answers every ticket on the [Conditional Payment Methods support forum](https://wpfactory.com/support/item/conditional-payment-gateways-for-woocommerce/). Related articles - [How to Restrict Payment Methods by Currency or Language in WooCommerce](https://wpfactory.com/docs/conditional-payments-currency-language/) - [How to Enable Payment Methods by Date and Time in WooCommerce](https://wpfactory.com/docs/conditional-payments-date-time/) - [How to Hide Payment Methods by Product, Category or Tag in WooCommerce](https://wpfactory.com/docs/conditional-payments-by-product/) - [How to Restrict Payment Methods by User Role, User or IP Address in WooCommerce](https://wpfactory.com/docs/conditional-payments-user-role/) - [How to Hide a Payment Method Based on Cart Total in WooCommerce](https://wpfactory.com/docs/conditional-payments-cart-total/)