4 Best Plugins to Restrict Payment Methods by Products & Locations for WooCommerce

Are you ready to take your WooCommerce online store to the next level of global success?

Imagine a world where your customers can effortlessly pay for their favorite products using their preferred payment methods, regardless of their location.

As e-commerce grows, catering to customers across the globe becomes more important. That’s where plugins that allow you to restrict payment gateways based on selected products or even by country come into play, transforming your online store into a seamless shopping paradise.

With these plugins, you can offer a unique, dynamic solution to your customers. No more abandoning shopping carts due to payment limitations or location restrictions.

In this article, we will take you on a journey through the top WooCommerce plugins that empower you to provide a customized payment experience. Say goodbye to the one-size-fits-all approach and welcome a world of e-commerce excellence that knows no boundaries.

Get ready to unlock new horizons in online selling, all while boosting customer satisfaction and, of course, your bottom line.

1.   Payment Methods by Product and Country for WooCommerce by WPFactory

Our Payment Methods by Product & Country for WooCommerce is a powerful tool that provides WooCommerce store owners with granular control over their payment methods.

This plugin is designed to optimize the checkout process, enhance customer experience, and help businesses make smarter, cost-effective decisions when it comes to handling payments.

With a user-friendly interface and an array of flexible features, it empowers e-commerce businesses to adapt their payment methods to specific product types, categories, and customer locations seamlessly.

Set Rules to Show Conditional Payment Gateways

This plugin provides unparalleled control over your payment options. Specific payment methods like PayPal or Stripe can be enabled or disabled for any product, category, or tag. For businesses, this means you can make informed decisions about which payment methods to offer based on the nature and value of your products.

For example, you can disable high-fee payment methods for low-margin items, ensuring that your profit margins aren’t eroded by transaction costs. Simultaneously, you can enable secure payment gateways for high-value items, enhancing trust and customer satisfaction.

Country-Specific Payment Control

Geographical targeting is a powerful tool for e-commerce businesses. By using this feature, you can show or hide payment methods depending on the customer’s location. This flexibility enables you to tailor the payment experience for international customers.

For instance, you can offer local payment gateways to cater to the preferences and payment options in specific regions, which can boost conversions. Moreover, you can exclude expensive cross-border gateways for customers in countries where such methods may be cost-prohibitive, thus reducing cart abandonment.

User-Friendly Interface

The plugin simplifies the management of payment methods by offering a user-friendly interface within WooCommerce. All payment method settings can be conveniently configured in one central location, streamlining the process for store owners.

Due to this ease of use, each product category can specify which payment gateways should be allowed and prohibited. In this way, the checkout process is more efficient, resulting in reduced friction and improved customer service.

Subscription Products Solution

Without any doubt, managing payment methods for subscription-based products is crucial for e-commerce stores that offer recurring billing. When customers purchase subscription-based services or products, this feature ensures that the checkout process uses only compatible payment gateways.

It streamlines the payment process, preventing customers from encountering incompatible payment options.

For example, if you are running a magazine subscription service, you wouldn’t want to offer a “Cash on Delivery” option because it doesn’t make sense for something that’s delivered regularly.

This feature ensures that your customers can only use payment methods that are suitable for subscription-based products, making the whole process smooth and hassle-free.

Fallback Payment Selection

Another essential feature is Fallback Payment Selection. In the event of conflicting rules or situations where no specific payment methods are applicable, having a fallback payment selection is essential for a seamless customer experience.

This plugin allows businesses to choose a default payment gateway that will appear when no other methods are displayed in the cart.

This ensures that customers always have a reliable payment option, even when complex scenarios arise. It is a critical component for maintaining customer trust and ensuring that sales are not lost due to unexpected payment challenges.

Support for All WooCommerce Gateways

This feature offers extensive adaptability by seamlessly integrating with all payment gateways supported by WooCommerce. It allows businesses to work with their preferred or existing payment solutions without any compatibility issues.

You can connect with a wide range of payment gateways, giving you the freedom to choose the ones that align best with your business goals and customer preferences.

Plus, it’s like future-proofing your store. As new payment methods come along or customer preferences change, you will be ready to adapt without any trouble. This plugin gives you the power to stay up-to-date with what your customers want and keep them happy while shopping on your site.

Control Profit for Products with Low Margins

For businesses dealing with products that have narrow profit margins, this feature is invaluable. It allows you to limit the payment gateways customers can use for such products.

By doing so, you can ensure that only cost-effective payment methods are available, minimizing the impact of transaction fees on your profitability. This level of control is essential for preserving the financial health of your e-commerce business, especially when dealing with products that have tight profit margins.

Offer Cash on Delivery (CoD) Only When Applicable

Cash on Delivery (CoD) can be a convenient payment method for customers, but it’s not always suitable for all products or situations. With this plugin, you can selectively offer CoD for certain products while restricting it for others.

For instance, when selling high-value products that you can’t ship before payment is received, you can limit CoD as a payment option. In contrast, other products can be integrated seamlessly with any payment gateway.

With this feature, you can offer payment options that are in line with the needs of your products as well as the preferences of your customers.

The “Payment Methods by Product & Country for WooCommerce” plugin by Wp-Factory empowers e-commerce businesses with a suite of features that enhance payment flexibility, streamline the checkout process, optimize profitability, and adapt to varying customer and product scenarios.

2.   Conditional Payment Methods For WooCommerce by StoreApps

Our second plugin is Conditional Payment Methods For WooCommerce by StoreApps. The system allows you to restrict payment methods by product category, product tag, shipping method, and customer role. A variety of reasons can make this useful, including:

• Offering different payment methods for different types of products (e.g., allowing customers to pay with PayPal for digital products but requiring them to pay with a credit card for physical products)
• The plugin allows you to create custom payment rules based on your specific requirements. If your orders contain digital products, you can make a rule that says “Only display PayPal for digital products.”
• A single dashboard allows you to manage all your payment rules. This makes it easy to add, edit, and delete rules as needed.
• There is no need for any coding knowledge to use this plugin. After installing the plugin, you can begin creating payment rules right away.

3.   YITH Payment Method Restrictions for WooCommerce

Introducing the YITH Payment Method Restrictions for WooCommerce – the third addition to our product lineup, designed to bring a new level of control and customization to your WooCommerce online store.

• YITH Payment Method Restrictions can be used to offer discounts to customers using certain payment methods. For example, you may want to offer a 5% discount to customers who pay with bank transfers.
• Provide clear and informative error messages to enhance the customer experience. When a customer attempts to use a restricted payment method, they will receive guidance on why it’s not available, leading them to suitable alternatives.
• Utilize payment restrictions to protect your store from potential fraud or unauthorized use of payment gateways.
• In addition, the plugin is compatible with all versions of WooCommerce.
• As a user-friendly and easy-to-configure plugin, it is suitable for beginners and experienced WooCommerce users.

4.   WooCommerce Toggle Payments By Country Mini-Plugin – Business Bloomer

The final addition to our list of essential WooCommerce plugins, this plugin is designed to provide seamless control over payment methods based on customer locations, enhancing your online store’s global reach and adaptability. With this plugin, you can toggle specific countries’ payment methods on and off.

• Tailor your payment options based on the location of your customers, ensuring that payment gateways are relevant to their region.
• Expand your e-commerce reach by accommodating the specific payment preferences and limitations of customers from different countries.
• By presenting suitable payment methods based on geographic locations, you can boost conversion rates and overall customer satisfaction.
• Use country-based restrictions to safeguard your store from unauthorized transactions and fraudulent activities, ensuring a secure shopping environment.

Final Words

To wrap it up, these payment method plugins for WooCommerce are like powerful tools for online shops.

They help store owners accept payments in different ways and from different countries, making it easier for customers to buy things. This means more sales and happier customers, which is great for any online store.

So, if you are running a store with WooCommerce, choosing the best plugin is a must-have to make your business successful.